Momo Direct Debit
This API allows you to directly send payment prompts to your customers.
This API can be used to provide a wide array of services including: processing e-commerce payments, mobile banking, bulk payments and more. You can also easily accept payments for goods and services into your account.
Available Channels
The following are the available channels through which a merchant can send or receive mobile money into a TapnGo Merchant Account.
MTN Mobile Money
mtn-gh
Vodafone Cash
voda-gh
Airtel-Tigo Cash
tigo-gh
Lets get started
For this API, there are two methods of authentication:
API Keys
Business IP whitelisting (Not Active)
Business IP Whitelisting
You will also have to share your business IP address with us for whitelisting. Only requests from this IP will be accepted. Send this via email to retail@tapngogh or share with the Transport for Ghana representative assisting with your integration.
Endpoints for Integration
The Tap and Go Momo Direct API allows you to integrate multiple functionalities into your applications. This document focuses on:
Direct Receive Money Transaction: Receive money directly into your Merchant Account from a Mobile Money Wallet for all available networks
Transaction Status Check: Check for the status of any account transaction initiated
Direct Receive Money Transaction
Direct Charge Mobile Money allows you to accept direct mobile money payments into your Merchant Account. Note that the flow for charging mobile subscribers differ across the various networks.
Receive Money Request
To initiate a Receive Money transaction, make an HTTP POST to the below URL with the required parameters
POST https://api.pay.tapngogh.com/payment/request-direct-debit
Headers
Authorization*
Merchant Authorisation Key
Request Body
amount*
Number
Payment amount
reference*
String
Unique transactions reference
description*
String
Describe payment
phoneNumber*
String
10 Digit Phone Number to request payment
channel*
String
[mtn-gh, voda-gh, tigo-gh]
callBackUrl*
String
Url to to post transactional status data
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